Employee Benefit Plans:
| Ballooning health care costs, an aging population and government off-loading of health services they traditionally covered, have all combined to make well-managed and cost-effective company benefits plans a critical component of modern life. This complex new world has rendered old approaches obsolete. The days when a health benefits insurance plan could be sold solely on the cheapest rates are gone. Today, employers need value-added services from their consultants to keep them fully abreast of the technological advantages of a managed health care approach; completely knowledgeable about how coverage can best be provided and costs controlled; and heads-up on how federal and provincial legislation will affect the benefits their workers receive. Employers need all of these services to remain competitive in providing the coverage that will help them attract and retain the best and the brightest employees. That's the consulting edge HFI Benefits Inc. and Associates deliver to employers. With their ability to design custom-tailored benefits plans, execute comprehensive implementation to ensure plan effectiveness, and manage the ongoing administration that makes a plan work, HFI Benefits Inc. offers employers one-stop shopping to handle all of their employees' benefits needs. The HFI Benefits Inc. approach includes:
At the same time the employer can remove much of the Canadian Insurance redundancy in providing these new flexibilities while reducing corporate costs significantly. For example, a group of only 100 lives may save $25,000 to $40,000/yr. moving from the traditional insured approach to ASO.   Employee Retirement BenefitsEmployee group RRSP's or Pension Plans can help to provide immediate monthly tax incentives with the convenience of payroll deductions. Why wait for your income tax refund in what .... June? Get it now! Each month! |
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