Products

 Tax Sheltering

Insurance tax-shelter is a plan issued by a life insurance company that allows you to deposit any amount of money and shelter all of the growth of the investment from income tax.
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Types Of Funds

Income Funds, Dividend Funds, Mutual Funds, Segregated Funds, GIC's, T-Bills, Bonds, Trade Paper.
The possibilities are endless. We deal with a multitude of Financial Institutions each of which have many types of funds and other fixed securities.
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Pension Plans & I.P.P.'s

To help find the balance between risk and return best suited to your financial situation, you need to ask yourself some questions.
>>Find out what

RCA's - levered or plain

Retirement Compensation Arrangement.
Tax efficient Retirement Planning Tool.
>>Download the tool now

An Option to Provincial Medicare

Canadians can now purchase an affordable Health Care Plan  providing for treatment from the best doctors in the best facilities available in the world, with a response usually within 7 to 10 days.
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Critical Illness Insurance

More and more Canadians are surviving medical conditions that were once fatal. Income Replacement insurance will replace lost income.
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Home Protection Plan

Watch a Slide show about the importance of choosing your mortgage insurance carefully.
>>Watch Now

Accident & Sickness Insurance

How Do you know if you need Disability Insurance? Watch this slide show to find the answer.
>>Download pdf

A Strategy For Tax Deferral & Investment Diversification

There are numerous non RRSP investment products available to today’s investor. The true test of an investment is its’ after tax performance. Learn a strategy for Tax Deferral.
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TFSA (Tax Free Savings Account)

Tax-Free Money for What Matters to You. Canadians need to save for many different purposes over their lifetimes. Reducing taxes on savings can help.
>>Learn How

Life Insurance Considerations

Buy Term & Invest The Difference?
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Life Insurance Quotes

Unbiased term insurance comparisons, found at Term4Sale.com
>>Find now



Health and Dental Plans
Purchased Online

  • for individuals:
    • if you are buying coverage for the first time
    • if have just left your employer
  • as a member of an association
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 R.R.S.P. vs IPP
(Individual Pension Plan)

Individual Pension Plans (IPP) for shareholders of Canadian companies can result in significantly higher annual deductible limits over RRSP's.
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